Growth is based on S&P 500 total returns (with dividends reinvested).
Estimate Earnings History:
Or Paste Earnings History Here:
You would now have:
$0.00
if you could have invested your money in the S&P 500 instead of having it taken for Social Security/Medicare.
How much would you have at retirement?
Projected portfolio size at retirement if investing contributions instead of having them taken for Social Security/Medicare:
$0.00
Monthly Social Security benefit at retirement vs Portfolio Monthly Withdrawl at Safe Withdrawal Rate:
⚠️ Social Security Trust Fund Warning:
Your retirement year falls after the projected depletion of Social Security trust funds in 2033.
According to current projections, this may result in a 19-23% reduction in Social Security benefits
unless Congress takes action to address the funding shortfall. The monthly Social Security benefit calculation above does not include this reduction.
Portfolio Evolution from Now to Age 90:
How Much Earlier Could You Retire?
This analysis shows when your portfolio could support your expenses using a safe 4% annual withdrawal rate.
The good news? Learn about investing to achieve the same returns.
Bogleheads.org is a great resource for learning about simple, effective investing strategies.
Also check out JL Collins' Stock Series for an easy-to-understand guide to stock market investing.
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